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By: Alicia Sierra – Credit Specialist
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Enjoy the advantages of a 0% introductory APR for 21 months on both purchases and qualifying balance transfers with the Wells Fargo Reflect Card. Following this period, the APR will transition to a variable rate of either 18.24%, 24.74%, or 29.99%.
To initiate a balance transfer, you can either request it during the application process or, if you already possess the card, do so through Wells Fargo Online or by contacting 1-800-642-4720.
The balance transfer limit corresponds to your available credit limit, including any applicable balance transfer fees.
Typically, the Wells Fargo Reflect Card includes a balance transfer fee. Please refer to the Important Credit Terms for the current rates and fee details.
Understanding the significance of a robust credit score is essential in the financial world. It serves as a critical factor in determining your eligibility for the most favorable credit card offers. Beyond granting access to premium deals, a high credit score reflects your financial reliability and prudence. This score plays a pivotal role in the eyes of creditors, showcasing your ability to manage credit responsibly and make punctual payments. A commendable credit score can unlock access to more appealing interest rates, higher credit limits, and more attractive credit terms, thereby enhancing your financial flexibility.